Dave Millet Insurance Agency Blog: flood insurance
View the latest blog posts from Dave Millet Insurance Agency.
Monday, November 4, 2024Flooding can cause substantial property damage, resulting in costly home repairs and the loss of personal possessions. That’s why flood insurance can be a valuable investment for many homeowners. Despite common misconception, standard homeowners insurance generally excludes losses related to flood damage. READ MORE >>
Monday, July 1, 2024Buying flood insurance may be one of the most important decisions you make for your property, especially if you are in an area where flooding is a costly risk. As you make the decision to buy this type of coverage, it also helps to have as much information as possible about the types of policies available to you. READ MORE >>
Thursday, January 4, 2024Do you remember studying the water cycle in grade school? The planet’s water travels from clouds, down to the soil, into bodies of water and then gets evaporated back into the clouds. So where in this cycle does flooding happen? Floods occur—whether predicted or sudden—when there is a clog or imbalance in the water cycle. READ MORE >>
Sunday, October 1, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Thursday, July 6, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Monday, May 15, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Monday, March 9, 2015A hurricane is predicted. A tornado or earthquake has occurred. In any case, you are in a situation in which you are not able to stay in your home. If the damage was too much and your home is no longer livable or the risk of injury if you stay is too high, you need to evacuate. READ MORE >>
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