Boat insurance is your lifeline on the water, providing essential financial protection for your vessel. At Dave Millet Insurance Agency, we've been safeguarding the watercraft of Louisiana since 1958, providing boat insurance programs for your every need. Contact us today to stay afloat no matter where your adventures take you.

What Is Boat Insurance?

Boat insurance is a type of coverage designed to protect watercraft owners from financial losses associated with accidents, theft and liability issues both on and off the water. Unexpected disruptions can happen anytime, and being a smart watercraft owner means you've secured proper coverage, whether it's for fixing your boat's parts or for covering medical expenses when someone is injured on your vessel.

Without this insurance, boat owners face significant risks, including bearing the full cost of repairs or replacements, liability claims from accidents or injuries, and potential legal expenses, which could result in financial hardship and the loss of your cherished watercraft.

What Does Basic Boat Insurance Cover?

Although coverage may vary depending on the insurer, a boat insurance policy may cover the following:

Third-party bodily injury
Third-party property damage
Guest passenger liability
Medical payments
Theft
Boat damage
Personal possessions on the vessel

How Much Does Boat Insurance Cost?

Several factors influence the cost of boat insurance, including the type, size and value of the watercraft, as well as your boating experience, maritime area and desired coverage limits. Safety features, such as onboard fire extinguishers and navigation systems, can also impact premiums. By discussing your specific needs and circumstances with one of our experienced agents, we can help you find the right coverage at a competitive price.

Get Coverage Now

Our agency is prepared to provide the best watercraft and boat insurance policy for your needs. Contact Dave Millet Insurance Agency today to start a conversation or to get a quote.