Thursday, January 4, 2024Do you remember studying the water cycle in grade school? The planet’s water travels from clouds, down to the soil, into bodies of water and then gets evaporated back into the clouds. So where in this cycle does flooding happen? Floods occur—whether predicted or sudden—when there is a clog or imbalance in the water cycle. READ MORE >>
Friday, December 1, 2023Many people think the best way to save on homeowners insurance is to reduce their coverage, but that could put you in a very bad spot if a covered event occurs. Over two-thirds of American homes are underinsured because of this. Instead of sacrificing valuable coverage, try the following 3 tips for saving on your current coverage: READ MORE >>
Wednesday, November 1, 2023It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you're a brand-new driver, or just want to make sure that you're getting the best insurance you can buy, ... READ MORE >>
Sunday, October 1, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Friday, September 1, 2023The Basics A mobile home insurance policy will provide coverage for your home and property such as the following: Mobile home Attached patio and/or deck Storage shed or garage Clothing Cooking appliances Entertainment equipment READ MORE >>
Wednesday, August 23, 2023Every year, hurricanes cause devastating losses for many U.S. homeowners. These severe tropical storms typically include several dangerous perils, including high winds and heavy rains, while often leading to significant inland flooding. If you are a homeowner in areas at risk of hurricanes, you should also know that losses have risen in recent years. READ MORE >>
Thursday, July 6, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Thursday, June 1, 2023Many people today shop online because of the convenience, and e-commerce store owners are profiting nicely because of this. However, many of these entrepreneurs haven't bothered to get insurance because they haven't thought through the liability risks they are facing. READ MORE >>
Monday, May 15, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Monday, April 17, 2023Job site theft has become a rising concern for construction employers across the country—resulting in the loss of valuable equipment and materials. In fact, the latest research revealed that such theft currently accounts for an estimated $1 billion in annual costs throughout the construction sector. READ MORE >>
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