The Basics 
A mobile home insurance policy will provide coverage for your home and property such as the following: 

• Mobile home  
• Attached patio and/or deck 
• Storage shed or garage 
• Clothing 
• Cooking appliances 
• Entertainment equipment 
• Personal possessions 

Additional Endorsements  
For added protection, consider purchasing these endorsements: 

• Emergency removal: This policy pays for you to move your mobile home if an oncoming disaster (e.g., fire, tornado) threatens your home and safety.  
• Trip collision: Protection for use when moving your mobile home to another permanent location. 
• Worldwide coverage: Protection for your personal belongings if they are lost, stolen or damaged when travelling to another permanent location. 
• Fire department charges: Provides reimbursement for charges incurred if your mobile home is located in an area that is not serviced by a fire department. 
• Extended coverage: Used for valuables, such as jewelry, furs and heirlooms and for electronics. 
• Additional dwelling rented to others. 
• Water backup: Protects against damage resulting from water backups.  

Top Ways to Save: 

• Get a discount for having approved protective devices on your vehicle. 
• Get a multi-policy discount on your premiums for your automobile and mobile home coverage.